Sunday, September 20, 2009. The price of insurance per unit of coverage, usually expressed as a cost per dollar amount of coverage per year. A person or organization that is protected by insurance. An insurance company or other organization that provides insurance. An insurance policy that protects against claims for legal liability. Provides legal defense and pays sums necessary to settle claims against the insured. The maximum amount an insurer will pay in the event of a covered loss.

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